IF you're in a long-term relationship, then chances are your finances are probably tied to your partner's in some way – whether you're saving up for a holiday or a future home.
But for Shelly Horton, getting a joint bank account with her husband is something she's sworn to NEVER do.
Writing in a personal essay for 9Honey, the Australian journalist said it's not a matter of greed.
Instead, she wants to maintain her "independence" in the relationship.
She wrote: "I don't want to be asking my husband if he would mind if I bought a certain dress or took my nephews to the movies. I know he would say yes – that's not the issue at all.
"The issue is I don't want to have to ask. I work really hard, therefore I know I'm entitled to my own money."
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And having been married once before, Shelly knows all too well how messy your finances can become during a split.
She added: "I didn't have my own bank account; I didn't have my own credit card. It was all joint accounts. So, when we split, it was very messy dividing up the money."
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In the 10 years that followed her divorce, Shelly says she worked hard to get her finances in order – saving up a "substantial" amount and investing in a property.
So when she tied the knot with second husband Darren, she wanted to make sure she was protected if the relationship went south.
Shelly added: "When Darren and I got married, we had a lawyer draw up who owned what so it's all in black and white.
"We've had a will drawn up, and it's very clear what goes to my husband and what goes to my nephews. I don't think it's unromantic — I think it's clear and clean."
Acknowledging that some people might find the set-up weird, Shelley urged women to keep some financial independence from their partner.
She wrote: "I would suggest every woman out there has her own bank account she can access at any time, because you never know when you'll need it."
For more relationship stories, this woman's horror Tinder match demanded she pay £1.75 towards her drink – but it got worse after she did a fake British accent.
And this woman was fuming after her man bought himself a PS5 with HER money – but he says she went too far with her revenge.
Plus this woman accidentally live-streamed sex session with husband to everyone she knew – and her DAD saw everything.
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